Tax Planning

Every dollar counts. We help you lower your lifetime tax bill.

‍

You've spent your career growing your wealth, but in retirement everything changes... Retirement is about more than just growing your money—it’s about keeping it. Taxes could be the biggest expense you’ll face in retirement, and without a smart strategy, you could end up paying far more than necessary.

‍

That’s where we come in. Our proactive tax planning process looks beyond this year’s return and focuses on your lifetime tax bill. We help you answer questions like:

‍

• Should I be doing Roth conversions? If so, how much should I convert?
• How do I minimize my Required Minimum Distributions (RMDs)?
• What’s the best way to draw income from my accounts without triggering unnecessary taxes or Medicare surcharges (IRMAA)?
• How are my Social Security benefits going to be taxed?

‍

By carefully coordinating your withdrawals, Social Security benefits, and investment strategy, we can reduce your taxes now and in the future.

‍

You've worked hard for your money. We work hard to ensure it stays with you and your family.

‍

Tax planning isn't optional— it’s essential. Every good retirement plan includes thoughtful tax planning.